/* ============================================
   Reduce Your Balances — Global Stylesheet
   Editorial design inspired by premium finance publications
   Mobile-first responsive design
   ============================================ */

/* CSS Custom Properties */
:root {
  /* Primary palette — deep teal for trust & authority */
  --teal-50: #eef9f7;
  --teal-100: #d5f0ec;
  --teal-200: #aee0d9;
  --teal-300: #7ccac0;
  --teal-400: #4db0a4;
  --teal-500: #2a9d8f;
  --teal-600: #1f7a6e;
  --teal-700: #1a6359;
  --teal-800: #164d46;
  --teal-900: #0d3530;

  /* Accent palette — warm green for growth */
  --green-50: #f0faf0;
  --green-100: #dcf2dc;
  --green-200: #b8e5b8;
  --green-300: #85d185;
  --green-400: #52bd52;
  --green-500: #2e9e3e;
  --green-600: #228032;
  --green-700: #1a6627;
  --green-800: #154f1f;

  /* Deep navy for headings & dark backgrounds */
  --navy-800: #1b2a4a;
  --navy-900: #0f1d35;
  --navy-950: #0a1628;

  /* Neutrals — warm-tinted grays */
  --gray-50: #f9fafb;
  --gray-100: #f3f4f6;
  --gray-200: #e5e7eb;
  --gray-300: #d1d5db;
  --gray-400: #9ca3af;
  --gray-500: #6b7280;
  --gray-600: #4b5563;
  --gray-700: #374151;
  --gray-800: #1f2937;
  --gray-900: #111827;

  /* Semantic tokens */
  --color-primary: var(--teal-600);
  --color-primary-hover: var(--teal-700);
  --color-primary-light: var(--teal-50);
  --color-primary-dark: var(--teal-900);
  --color-accent: var(--green-500);
  --color-accent-dark: var(--green-700);
  --color-bg: #ffffff;
  --color-bg-alt: var(--gray-50);
  --color-bg-warm: #f8faf9;
  --color-text: var(--gray-700);
  --color-text-light: var(--gray-500);
  --color-text-dark: var(--gray-900);
  --color-heading: var(--navy-900);
  --color-border: var(--gray-200);
  --color-border-light: var(--gray-100);

  /* Typography */
  --font-serif: 'Merriweather', 'Georgia', 'Times New Roman', serif;
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-heading: var(--font-serif);
  --font-body: var(--font-sans);

  /* Type scale */
  --text-xs: 0.75rem;
  --text-sm: 0.875rem;
  --text-base: 1rem;
  --text-lg: 1.125rem;
  --text-xl: 1.25rem;

  /* Spacing */
  --space-xs: 0.25rem;
  --space-sm: 0.5rem;
  --space-md: 1rem;
  --space-lg: 1.5rem;
  --space-xl: 2rem;
  --space-2xl: 3rem;
  --space-3xl: 4rem;
  --space-4xl: 5rem;

  /* Border radius */
  --radius-xs: 0.25rem;
  --radius-sm: 0.5rem;
  --radius-md: 0.75rem;
  --radius-lg: 1rem;
  --radius-xl: 1.5rem;
  --radius-full: 9999px;

  /* Shadows — refined, subtle */
  --shadow-xs: 0 1px 2px rgba(0, 0, 0, 0.04);
  --shadow-sm: 0 1px 3px rgba(0, 0, 0, 0.06), 0 1px 2px rgba(0, 0, 0, 0.04);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.06), 0 2px 4px -2px rgba(0, 0, 0, 0.04);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.07), 0 4px 6px -4px rgba(0, 0, 0, 0.03);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.08), 0 8px 10px -6px rgba(0, 0, 0, 0.03);
  --shadow-card: 0 1px 3px rgba(0, 0, 0, 0.04), 0 1px 2px rgba(0, 0, 0, 0.06);
  --shadow-card-hover: 0 12px 24px -4px rgba(0, 0, 0, 0.1), 0 4px 8px -2px rgba(0, 0, 0, 0.04);

  /* Transitions */
  --transition-fast: 150ms ease;
  --transition-base: 250ms ease;
  --transition-slow: 350ms ease;

  /* Layout */
  --max-width: 1200px;
  --max-width-content: 780px;
  --header-height: 96px;
}

/* ============================================
   Reset & Base
   ============================================ */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  color: var(--color-text);
  background-color: var(--color-bg);
  line-height: 1.75;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  font-size: var(--text-base);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
  text-decoration-color: var(--teal-300);
  text-underline-offset: 3px;
}

::selection {
  background: var(--teal-100);
  color: var(--teal-900);
}

/* ============================================
   Typography — Editorial Style
   ============================================ */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--color-heading);
  line-height: 1.3;
  font-weight: 700;
  letter-spacing: -0.01em;
}

h1 {
  font-size: clamp(2rem, 5vw, 2.75rem);
  margin-bottom: var(--space-lg);
  line-height: 1.2;
  letter-spacing: -0.02em;
}

h2 {
  font-size: clamp(1.5rem, 3.5vw, 2rem);
  margin-bottom: var(--space-md);
  line-height: 1.25;
}

h3 {
  font-size: clamp(1.2rem, 2.5vw, 1.375rem);
  margin-bottom: var(--space-sm);
  line-height: 1.35;
}

h4 {
  font-size: 1.0625rem;
  margin-bottom: var(--space-sm);
  font-weight: 700;
}

p {
  margin-bottom: var(--space-md);
  max-width: 72ch;
}

/* ============================================
   Layout Utilities
   ============================================ */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 var(--space-lg);
}

.container--narrow {
  max-width: var(--max-width-content);
}

.section {
  padding: var(--space-3xl) 0;
}

.section--alt {
  background-color: var(--color-bg-alt);
}

/* ============================================
   Header & Navigation
   ============================================ */
.site-header {
  background: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--color-border-light);
  position: sticky;
  top: 0;
  z-index: 1000;
  transition: box-shadow var(--transition-base), border-color var(--transition-base);
}

.site-header.scrolled {
  box-shadow: var(--shadow-md);
  border-bottom-color: transparent;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 var(--space-lg);
  max-width: var(--max-width);
  margin: 0 auto;
  height: var(--header-height);
}

/* Logo */
.logo {
  display: flex;
  align-items: center;
  gap: 0.625rem;
  font-family: var(--font-serif);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--color-heading);
  text-decoration: none;
  letter-spacing: -0.01em;
}

/* Image logo (SVG wordmark replaces the old RB icon + text combo) */
.logo img.logo-mark {
  height: 64px;
  width: auto;
  display: block;
  max-width: 100%;
}

@media (min-width: 768px) {
  .logo img.logo-mark {
    height: 76px;
  }
}

@media (min-width: 1200px) {
  .logo img.logo-mark {
    height: 84px;
  }
}

/* In dark contexts (footer), invert text fill so the wordmark is readable.
   Footer logo can be a bit smaller since the brand is repeated in footer copy. */
.site-footer .logo img.logo-mark {
  filter: brightness(0) invert(1);
  height: 56px;
}

.logo:hover {
  color: var(--color-primary);
  text-decoration: none;
}

.logo:focus,
.logo:focus-visible,
.logo:active {
  outline: none;
  box-shadow: none;
}

.logo-icon {
  width: 38px;
  height: 38px;
  background: linear-gradient(145deg, var(--teal-600), var(--teal-800));
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-family: var(--font-serif);
  font-size: 1rem;
  font-weight: 900;
  letter-spacing: -0.03em;
  box-shadow: 0 2px 4px rgba(13, 53, 48, 0.2);
}

/* Desktop Navigation */
.nav-desktop {
  display: none;
}

.nav-desktop ul {
  list-style: none;
  display: flex;
  gap: 0;
}

.nav-desktop > ul > li > a {
  display: block;
  padding: var(--space-sm) var(--space-md);
  border-radius: var(--radius-sm);
  color: var(--color-text);
  font-size: var(--text-sm);
  font-weight: 500;
  transition: all var(--transition-fast);
  text-decoration: none;
  letter-spacing: 0.01em;
}

.nav-desktop > ul > li > a:hover,
.nav-desktop a.active {
  background-color: var(--color-primary-light);
  color: var(--color-primary);
  text-decoration: none;
}

/* Dropdown */
.nav-dropdown {
  position: relative;
}

.nav-dropdown > a::after {
  content: '';
  display: inline-block;
  width: 0;
  height: 0;
  margin-left: 6px;
  vertical-align: middle;
  border-left: 4px solid transparent;
  border-right: 4px solid transparent;
  border-top: 4px solid currentColor;
  transition: transform var(--transition-fast);
}

.dropdown-menu {
  position: absolute;
  top: calc(100% + 4px);
  left: 50%;
  transform: translateX(-50%) translateY(8px);
  min-width: 250px;
  background: white;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--color-border);
  padding: var(--space-sm);
  opacity: 0;
  visibility: hidden;
  transition: all var(--transition-base);
  z-index: 100;
}

.nav-dropdown:hover .dropdown-menu,
.nav-dropdown:focus-within .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
}

.dropdown-menu li {
  list-style: none;
}

.dropdown-menu a {
  display: block;
  padding: 0.5rem 0.875rem;
  border-radius: var(--radius-xs);
  font-size: var(--text-sm);
  color: var(--color-text);
  transition: all var(--transition-fast);
  text-decoration: none;
}

.dropdown-menu a:hover,
.dropdown-menu a.active {
  background-color: var(--color-primary-light);
  color: var(--color-primary);
  text-decoration: none;
}

/* Horizontal Category Nav Bar */
.nav-categories {
  display: none;
  background: var(--gray-50);
  border-top: 1px solid var(--color-border-light);
}

.nav-categories-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 var(--space-lg);
  overflow-x: visible;
}

.nav-categories ul {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 0;
  align-items: stretch;
}

.nav-categories a {
  display: block;
  padding: 0.6rem 0.65rem;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--color-text);
  text-decoration: none;
  transition: all var(--transition-fast);
  border-bottom: 2px solid transparent;
  position: relative;
  white-space: nowrap;
}

.nav-categories a:hover {
  color: var(--color-primary);
  text-decoration: none;
  background: var(--teal-50);
}

.nav-categories a.active {
  color: var(--color-primary);
  border-bottom-color: var(--teal-500);
  font-weight: 600;
}

/* Mobile nav dropdown */
.nav-mobile-dropdown-menu {
  list-style: none;
  padding-left: 1.2rem;
}

.nav-mobile-dropdown-menu li a {
  font-size: 0.9rem;
  opacity: 0.85;
}

/* Mobile Navigation */
.nav-toggle {
  display: flex;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: var(--space-sm);
  border-radius: var(--radius-sm);
  transition: background-color var(--transition-fast);
}

.nav-toggle:hover {
  background-color: var(--gray-100);
}

.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background-color: var(--color-text);
  border-radius: 2px;
  transition: all var(--transition-base);
}

.nav-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.nav-toggle.active span:nth-child(2) {
  opacity: 0;
}

.nav-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

.nav-mobile {
  display: none;
  position: fixed;
  top: var(--header-height);
  left: 0;
  right: 0;
  bottom: 0;
  background: white;
  z-index: 999;
  overflow-y: auto;
  padding: var(--space-md) var(--space-lg);
  animation: slideDown 0.25s ease;
  border-top: 1px solid var(--color-border);
}

.nav-mobile.open {
  display: block;
}

@keyframes slideDown {
  from { opacity: 0; transform: translateY(-8px); }
  to { opacity: 1; transform: translateY(0); }
}

.nav-mobile ul {
  list-style: none;
}

.nav-mobile > ul > li {
  border-bottom: 1px solid var(--color-border-light);
}

.nav-mobile a {
  display: block;
  padding: 0.875rem var(--space-md);
  color: var(--color-text);
  font-weight: 500;
  border-radius: var(--radius-sm);
  text-decoration: none;
}

.nav-mobile a:hover,
.nav-mobile a.active {
  background-color: var(--color-primary-light);
  color: var(--color-primary);
  text-decoration: none;
}

.nav-mobile .mobile-dropdown-items {
  padding-left: var(--space-lg);
  padding-bottom: var(--space-sm);
}

.nav-mobile .mobile-dropdown-items a {
  font-size: var(--text-sm);
  font-weight: 400;
  color: var(--color-text-light);
  padding: 0.625rem var(--space-md);
}

/* ============================================
   Site Search
   ============================================ */
/* Header search form: lives inside .header-inner between the
   logo and the nav-toggle. Hidden on small mobile to keep the
   header compact; users can tap the dedicated Search link in
   the mobile drawer or land on /search.html directly. */
.site-search {
  display: none;
  align-items: center;
  flex: 1 1 auto;
  max-width: 380px;
  margin: 0 var(--space-md) 0 auto;
  position: relative;
}

@media (min-width: 768px) {
  .site-search {
    display: flex;
  }
}

.site-search-label {
  /* Visually hidden but available to screen readers. */
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.site-search-input {
  flex: 1 1 auto;
  width: 100%;
  height: 38px;
  padding: 0 38px 0 14px;
  font-family: inherit;
  font-size: var(--text-sm);
  color: var(--color-text);
  background: var(--gray-50);
  border: 1px solid var(--color-border);
  border-radius: 9999px;
  transition: border-color var(--transition-fast),
              background-color var(--transition-fast),
              box-shadow var(--transition-fast);
  -webkit-appearance: none;
  appearance: none;
}

.site-search-input::placeholder {
  color: var(--color-text-light);
  opacity: 0.85;
}

.site-search-input:hover {
  background: white;
  border-color: var(--gray-300);
}

.site-search-input:focus,
.site-search-input:focus-visible {
  outline: none;
  background: white;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(42, 157, 143, 0.15);
}

.site-search-submit {
  position: absolute;
  right: 4px;
  top: 50%;
  transform: translateY(-50%);
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: transparent;
  border: 0;
  border-radius: 50%;
  color: var(--color-text-light);
  cursor: pointer;
  transition: color var(--transition-fast),
              background-color var(--transition-fast);
}

.site-search-submit:hover {
  color: var(--color-primary);
  background: var(--color-primary-light);
}

.site-search-submit:focus-visible {
  outline: 2px solid var(--color-primary);
  outline-offset: 1px;
}

/* On the dedicated search page, the header search shows the same
   query the user is editing in the main field and stays in sync
   via JS; it remains visible at 1024+ to allow re-querying. */

/* ---- Search page hero variant ---- */
.hero--search {
  background: linear-gradient(165deg, var(--teal-50) 0%, white 80%);
}

.search-page-form {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-sm);
  margin-top: var(--space-lg);
  max-width: 720px;
}

.search-page-input {
  flex: 1 1 280px;
  min-width: 0;
  height: 56px;
  padding: 0 20px;
  font-family: inherit;
  font-size: 1.05rem;
  color: var(--color-text);
  background: white;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  transition: border-color var(--transition-fast),
              box-shadow var(--transition-fast);
  -webkit-appearance: none;
  appearance: none;
}

.search-page-input:focus,
.search-page-input:focus-visible {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(42, 157, 143, 0.18);
}

.search-page-submit {
  height: 56px;
  padding: 0 28px;
  font-family: inherit;
  font-size: 1rem;
  font-weight: 600;
  color: white;
  background: var(--color-primary);
  border: 0;
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: background-color var(--transition-fast);
}

.search-page-submit:hover {
  background: var(--color-primary-hover);
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* ---- Search results list ---- */
.search-status {
  margin: 0 0 var(--space-lg);
  color: var(--color-text-light);
  font-size: 0.95rem;
}

.search-status strong {
  color: var(--color-heading);
  font-weight: 600;
}

.search-results {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.search-result {
  padding: var(--space-md) var(--space-lg);
  background: white;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  transition: border-color var(--transition-fast),
              box-shadow var(--transition-fast),
              transform var(--transition-fast);
}

.search-result:hover {
  border-color: var(--color-primary);
  box-shadow: var(--shadow-md);
  transform: translateY(-1px);
}

.search-result-section {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--color-primary);
  background: var(--color-primary-light);
  padding: 0.2rem 0.55rem;
  border-radius: 9999px;
  margin-bottom: 0.5rem;
}

.search-result-title {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--color-heading);
  text-decoration: none;
  line-height: 1.3;
  margin-bottom: 0.35rem;
}

.search-result-title:hover {
  color: var(--color-primary);
  text-decoration: underline;
}

.search-result-url {
  font-size: 0.78rem;
  color: var(--color-text-light);
  margin-bottom: 0.55rem;
  word-break: break-all;
}

.search-result-snippet {
  font-size: 0.92rem;
  color: var(--color-text);
  line-height: 1.55;
  margin: 0;
}

.search-result mark {
  background: rgba(42, 157, 143, 0.18);
  color: inherit;
  padding: 0 2px;
  border-radius: 2px;
}

/* ---- Empty / popular state ---- */
.search-empty {
  margin-top: var(--space-xl);
  padding-top: var(--space-xl);
  border-top: 1px solid var(--color-border-light);
}

.search-empty h2 {
  font-size: 1.5rem;
  margin-bottom: 0.5rem;
}

.search-empty > p {
  color: var(--color-text-light);
  margin-bottom: var(--space-lg);
}

.search-popular-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: var(--space-md);
}

.search-popular-card {
  display: block;
  padding: var(--space-md) var(--space-lg);
  background: white;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  text-decoration: none;
  transition: border-color var(--transition-fast),
              box-shadow var(--transition-fast),
              transform var(--transition-fast);
}

.search-popular-card:hover {
  border-color: var(--color-primary);
  box-shadow: var(--shadow-md);
  transform: translateY(-1px);
  text-decoration: none;
}

.search-popular-card h3 {
  font-family: var(--font-serif);
  font-size: 1.05rem;
  margin: 0 0 0.35rem;
  color: var(--color-heading);
}

.search-popular-card p {
  font-size: 0.88rem;
  color: var(--color-text);
  margin: 0;
  line-height: 1.5;
}

/* ============================================
   Hero Sections — Clean Editorial
   ============================================ */
.hero {
  /* Base hero: structure only. Dark gradient is opt-in via .hero--home;
     sub-pages (.hero--page) get a light background. */
  padding: var(--space-4xl) 0;
  position: relative;
  overflow: hidden;
}

/* Dark gradient + decorative radial glows are reserved for the homepage,
   which uses the gradient as a backdrop for the animated balance widget. */
.hero--home {
  background: linear-gradient(165deg, var(--navy-950) 0%, var(--teal-900) 50%, var(--teal-800) 100%);
  color: white;
}

.hero--home::before {
  content: '';
  position: absolute;
  top: -40%;
  right: -15%;
  width: 700px;
  height: 700px;
  background: radial-gradient(circle, rgba(42, 157, 143, 0.12) 0%, transparent 65%);
  border-radius: 50%;
}

.hero--home::after {
  content: '';
  position: absolute;
  bottom: -40%;
  left: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(31, 122, 110, 0.08) 0%, transparent 65%);
  border-radius: 50%;
}

.hero .container {
  position: relative;
  z-index: 1;
}

.hero h1 {
  font-size: clamp(2.25rem, 5.5vw, 3.25rem);
  max-width: 720px;
  letter-spacing: -0.025em;
}

.hero p {
  font-size: clamp(1.05rem, 2vw, 1.2rem);
  max-width: 580px;
  margin-bottom: var(--space-xl);
  line-height: 1.7;
}

/* Homepage-only: white text on the dark gradient */
.hero--home h1 {
  color: white;
}

.hero--home p {
  color: rgba(255, 255, 255, 0.8);
}

/* Sub-page hero — light editorial style that flows into the image strip.
   Shares the cream background with .hero-image so there's no visible band
   between the title block and the hero image below. */
.hero--page {
  padding: var(--space-2xl) 0 var(--space-xl);
  background: #f6f4ee;
  color: var(--color-text);
}

/* The base .hero has decorative dark radial gradients via ::before/::after.
   Hide them on the sub-page (light) variant. */
.hero--page::before,
.hero--page::after {
  display: none;
}

.hero--page h1 {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  margin-bottom: var(--space-sm);
  color: var(--navy-950);
  /* Let the title spread wider on sub-pages so it wraps to fewer lines and
     the hero block takes less vertical space. */
  max-width: 1100px;
}

.hero--page p {
  font-size: 1.05rem;
  margin-bottom: 0;
  color: var(--gray-700);
  /* Same: wider description = fewer wrapped lines = shorter hero block. */
  max-width: 920px;
}

/* The article meta byline can run nearly full container width too. */
.hero--page .article-meta {
  max-width: none;
}

/* Breadcrumbs need a dark-text variant when sitting on the light hero */
.hero--page .breadcrumbs a {
  color: var(--teal-700);
}
.hero--page .breadcrumbs a:hover {
  color: var(--teal-900);
  text-decoration-color: rgba(13, 53, 48, 0.4);
}
.hero--page .breadcrumbs li::after {
  color: var(--gray-400);
}
.hero--page .breadcrumbs li:last-child {
  color: var(--gray-600);
}

/* Same for .review-breadcrumb when on the light hero */
.hero--page .review-breadcrumb {
  color: var(--gray-600);
}
.hero--page .review-breadcrumb a {
  color: var(--teal-700);
}

/* Article meta byline on the light hero */
.hero--page .article-meta {
  color: var(--gray-600) !important;
}
.hero--page .article-meta strong {
  color: var(--navy-900);
}

/* Hero image (sub-pages)
   Background matches the new hero image edge color (#f6f4ee) so the
   image bleeds into the strip seamlessly. */
.hero-image {
  background: #f6f4ee;
  padding: var(--space-lg) 0;
  margin-top: -1px;
}

.hero-image img {
  width: 100%;
  height: auto;
  max-height: 420px;
  object-fit: cover;
  border-radius: var(--radius-lg);
}

@media (min-width: 640px) {
  .hero-image {
    padding: var(--space-xl) 0;
  }
}

/* Hero image + calculator side-by-side layout
   Used on pages where a calculator widget is featured next to the hero. */
.hero-image-with-calc {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-lg);
  align-items: stretch;
}

.hero-image-with-calc .hero-img-wrap {
  border-radius: var(--radius-lg);
  overflow: hidden;
  min-height: 240px;
  position: relative;
}

.hero-image-with-calc .hero-img-wrap img {
  width: 100%;
  height: 100%;
  max-height: none;
  object-fit: cover;
  border-radius: 0;
  box-shadow: none;
  display: block;
}

/* Reset margins/sizing on calc widgets when used inside the hero */
.hero-image-with-calc .calc-callout,
.hero-image-with-calc .dmp-callout {
  margin-top: 0;
  height: 100%;
  display: flex;
  flex-direction: column;
}

@media (min-width: 900px) {
  .hero-image-with-calc {
    /* Image is wider, calc is the narrower right column */
    grid-template-columns: minmax(0, 1.45fr) minmax(280px, 1fr);
    gap: var(--space-xl);
  }

  /* Cap the hero height when there's a calculator beside it,
     so the row doesn't get too tall. */
  .hero-image-with-calc .hero-img-wrap {
    max-height: 360px;
    min-height: 280px;
  }
}

@media (min-width: 1200px) {
  .hero-image-with-calc {
    grid-template-columns: minmax(0, 1.6fr) minmax(320px, 1fr);
  }
  .hero-image-with-calc .hero-img-wrap {
    max-height: 380px;
  }
}

/* Breadcrumbs */
.breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-xs);
  list-style: none;
  margin-bottom: var(--space-lg);
  font-size: var(--text-sm);
  font-family: var(--font-sans);
}

.breadcrumbs a {
  color: rgba(255, 255, 255, 0.6);
  text-decoration: none;
  transition: color var(--transition-fast);
}

.breadcrumbs a:hover {
  color: white;
  text-decoration: underline;
  text-decoration-color: rgba(255,255,255,0.4);
}

.breadcrumbs li::after {
  content: '/';
  margin-left: var(--space-sm);
  color: rgba(255, 255, 255, 0.3);
}

.breadcrumbs li:last-child::after {
  display: none;
}

.breadcrumbs li:last-child {
  color: rgba(255, 255, 255, 0.85);
}

/* ============================================
   Cards — Premium Editorial Style
   ============================================ */
.card-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-lg);
}

.card {
  background: white;
  border-radius: var(--radius-md);
  padding: var(--space-xl) var(--space-lg);
  border: 1px solid var(--color-border);
  transition: all var(--transition-base);
  text-decoration: none;
  color: inherit;
  display: block;
  position: relative;
  box-shadow: var(--shadow-card);
}

.card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-card-hover);
  border-color: var(--teal-200);
  color: inherit;
  text-decoration: none;
}

.card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--teal-500), var(--teal-700));
  border-radius: var(--radius-md) var(--radius-md) 0 0;
  opacity: 0;
  transition: opacity var(--transition-base);
}

.card:hover::before {
  opacity: 1;
}

.card-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: var(--space-md);
  background: var(--teal-50);
  color: var(--teal-600);
}

.card h3 {
  color: var(--color-heading);
  margin-bottom: var(--space-xs);
  font-size: 1.125rem;
  font-family: var(--font-serif);
}

.card p {
  color: var(--color-text-light);
  font-size: var(--text-sm);
  margin-bottom: 0;
  line-height: 1.65;
}

.card-link {
  display: inline-flex;
  align-items: center;
  gap: var(--space-xs);
  color: var(--color-primary);
  font-weight: 600;
  font-size: var(--text-sm);
  margin-top: var(--space-md);
  text-decoration: none;
}

.card-link::after {
  content: '\2192';
  transition: transform var(--transition-fast);
}

.card:hover .card-link::after {
  transform: translateX(4px);
}

/* ============================================
   Content Pages — Editorial Reading Experience
   ============================================ */
.content-page {
  padding: var(--space-3xl) 0 var(--space-4xl);
}

.content-page .container {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-2xl);
}

/* Main article content */
.content-main {
  font-size: 1.0625rem;
  line-height: 1.8;
}

.content-main section {
  margin-bottom: var(--space-xl);
}

.content-main h2 {
  margin-top: var(--space-2xl);
  padding-top: var(--space-xl);
  border-top: 1px solid var(--color-border);
  color: var(--color-heading);
  position: relative;
}

.content-main h2:first-child,
.content-main section:first-child h2 {
  margin-top: 0;
  padding-top: 0;
  border-top: none;
}

.content-main h3 {
  margin-top: var(--space-xl);
  color: var(--teal-800);
  font-size: 1.25rem;
}

.content-main h4 {
  margin-top: var(--space-lg);
  color: var(--gray-800);
  font-family: var(--font-sans);
  font-weight: 700;
  font-size: 1rem;
  text-transform: none;
}

.content-main ul,
.content-main ol {
  margin-bottom: var(--space-lg);
  padding-left: var(--space-xl);
}

.content-main li {
  margin-bottom: 0.5rem;
  line-height: 1.75;
}

.content-main li::marker {
  color: var(--teal-500);
}

.content-main strong {
  color: var(--color-heading);
  font-weight: 600;
}

.content-main a {
  color: var(--color-primary);
  text-decoration: underline;
  text-decoration-color: var(--teal-200);
  text-underline-offset: 3px;
  transition: all var(--transition-fast);
}

.content-main a:hover {
  text-decoration-color: var(--teal-500);
  color: var(--color-primary-hover);
}

/* ============================================
   Callout Boxes — Polished & Clean
   ============================================ */
.info-box,
.tip-box,
.warning-box {
  border-radius: var(--radius-md);
  padding: var(--space-lg) var(--space-xl);
  margin: var(--space-xl) 0;
  position: relative;
  border: 1px solid transparent;
}

.info-box h4,
.tip-box h4,
.warning-box h4 {
  font-family: var(--font-sans);
  font-size: var(--text-sm);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: var(--space-sm);
  display: flex;
  align-items: center;
  gap: var(--space-sm);
}

.info-box h4::before,
.tip-box h4::before,
.warning-box h4::before {
  content: '';
  display: inline-block;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  flex-shrink: 0;
}

.info-box p:last-child,
.tip-box p:last-child,
.warning-box p:last-child {
  margin-bottom: 0;
}

.info-box ul, .info-box ol,
.tip-box ul, .tip-box ol,
.warning-box ul, .warning-box ol {
  margin-bottom: var(--space-sm);
}

/* Info box — teal */
.info-box {
  background: var(--teal-50);
  border-left: 4px solid var(--teal-500);
  border-color: var(--teal-100);
  border-left-color: var(--teal-500);
}

.info-box h4 {
  color: var(--teal-700);
}

.info-box h4::before {
  background: var(--teal-500);
  box-shadow: inset 0 0 0 3px var(--teal-50), inset 0 0 0 5px var(--teal-500);
}

/* Tip box — green */
.tip-box {
  background: var(--green-50);
  border-left: 4px solid var(--green-500);
  border-color: var(--green-100);
  border-left-color: var(--green-500);
}

.tip-box h4 {
  color: var(--green-700);
}

.tip-box h4::before {
  background: var(--green-500);
  box-shadow: inset 0 0 0 3px var(--green-50), inset 0 0 0 5px var(--green-500);
}

/* Warning box — amber */
.warning-box {
  background: #fefce8;
  border-left: 4px solid #eab308;
  border-color: #fef9c3;
  border-left-color: #eab308;
}

.warning-box h4 {
  color: #92400e;
}

.warning-box h4::before {
  background: #eab308;
  box-shadow: inset 0 0 0 3px #fefce8, inset 0 0 0 5px #eab308;
}

/* ============================================
   Sidebar — Unified card, scroll-spy, modern
   ============================================ */
.content-sidebar {
  order: -1;
}

/* On desktop the sidebar becomes a single visually unified container.
   Each child widget (sidebar-toc, related-articles, key-resources, etc.)
   inherits a borderless, transparent style so they read as sections inside
   one card rather than stacked floating boxes. */
.content-sidebar > .sidebar-toc,
.content-sidebar > .related-articles,
.content-sidebar > .key-resources {
  background: transparent;
  border: none;
  border-radius: 0;
  padding: var(--space-md) var(--space-lg);
  margin-top: 0;
}

/* The visible card chrome is on the sticky wrapper itself */
@media (min-width: 1024px) {
  .content-sidebar {
    background: #ffffff;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: 0 1px 2px rgba(15, 29, 53, 0.04);
  }

  .content-sidebar > .sidebar-toc,
  .content-sidebar > .related-articles,
  .content-sidebar > .key-resources {
    padding: var(--space-lg);
  }

  /* Subtle dividers between widgets in the unified card */
  .content-sidebar > * + .sidebar-toc,
  .content-sidebar > * + .related-articles,
  .content-sidebar > * + .key-resources {
    border-top: 1px solid var(--color-border-light);
  }

  /* Promote the first TOC into a slightly accented header band */
  .content-sidebar > .sidebar-toc:first-child {
    background: linear-gradient(180deg, var(--teal-50) 0%, #ffffff 100%);
  }
}

/* Headings inside sidebar widgets — modern small-cap style without the
   shouty uppercase eyebrow */
.sidebar-toc h3,
.sidebar-toc h4,
.related-articles h3,
.related-articles h4,
.key-resources h3,
.key-resources h4 {
  font-family: var(--font-sans);
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--gray-600);
  margin-bottom: 0.65rem;
  font-weight: 700;
}

/* TOC list */
.sidebar-toc nav ul,
.sidebar-toc ul {
  list-style: none;
  margin: 0;
  padding: 0;
  position: relative;
}

/* Vertical track that the active indicator slides along */
.sidebar-toc ul::before {
  content: '';
  position: absolute;
  left: 0;
  top: 4px;
  bottom: 4px;
  width: 2px;
  background: var(--gray-200);
  border-radius: 2px;
}

.sidebar-toc li {
  margin-bottom: 1px;
  position: relative;
}

.sidebar-toc a {
  display: block;
  padding: 0.4rem 0.75rem 0.4rem 1rem;
  font-size: 0.875rem;
  color: var(--gray-600);
  transition: color var(--transition-fast), background var(--transition-fast);
  text-decoration: none;
  border-radius: 0 var(--radius-xs) var(--radius-xs) 0;
  line-height: 1.45;
  position: relative;
}

.sidebar-toc a::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.5rem;
  bottom: 0.5rem;
  width: 2px;
  background: transparent;
  border-radius: 2px;
  transition: background var(--transition-fast);
}

.sidebar-toc a:hover {
  color: var(--color-primary);
  background: var(--teal-50);
  text-decoration: none;
}

.sidebar-toc a:hover::before {
  background: var(--teal-300);
}

/* Active state, set by scroll-spy JS */
.sidebar-toc a.is-active,
.sidebar-toc a.active {
  color: var(--color-primary);
  font-weight: 600;
  background: var(--teal-50);
}

.sidebar-toc a.is-active::before,
.sidebar-toc a.active::before {
  background: var(--color-primary);
}

/* Related Articles — borderless inside the unified card */
.related-articles ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.related-articles li {
  margin-bottom: 0;
  padding: 0.35rem 0;
  border-bottom: none;
}

.related-articles li:last-child {
  padding-bottom: 0;
}

.related-articles a {
  font-size: 0.875rem;
  color: var(--gray-700);
  font-weight: 500;
  text-decoration: none;
  display: block;
  padding: 0.2rem 0.4rem;
  border-radius: var(--radius-xs);
  transition: color var(--transition-fast), background var(--transition-fast);
  line-height: 1.4;
}

.related-articles a:hover {
  color: var(--color-primary);
  background: var(--teal-50);
  text-decoration: none;
}

/* Key Resources sidebar box */
.key-resources {
  background: var(--color-bg-alt);
  border-radius: var(--radius-md);
  padding: var(--space-lg);
  border: 1px solid var(--color-border);
  margin-top: var(--space-lg);
}

.key-resources h3 {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-text-light);
  margin-bottom: var(--space-md);
  font-weight: 700;
}

.key-resources ul {
  list-style: none;
}

.key-resources li {
  margin-bottom: 0.5rem;
}

.key-resources a {
  font-size: var(--text-sm);
  color: var(--color-primary);
  font-weight: 500;
  text-decoration: none;
}

.key-resources a:hover {
  text-decoration: underline;
}

/* ============================================
   Calculator Callout — site palette (navy + teal)
   ============================================ */

/* Standalone strip (used on review listing pages where the calc widget sits
   alone between the hero and the company list). Pairs with .hero-callout-wrap.
   Background matches the cream hero so the navy calc card reads as a single
   featured object rather than fighting another dark band. */
.hero-callout-strip {
  background: #f6f4ee;
  padding: var(--space-xl) 0;
  margin-top: -1px;
}

.hero-callout-wrap {
  max-width: 760px;
  margin: 0 auto;
}

/* When the callout sits inside the standalone strip, drop the top margin
   that's used for sidebar/inline placements. */
.hero-callout-wrap > .calc-callout,
.hero-callout-wrap > .dmp-callout {
  margin-top: 0;
}

/* Calculator Callout Box */
.calc-callout,
.dmp-callout {
  background: linear-gradient(135deg, var(--navy-950) 0%, var(--teal-900) 100%);
  border: 1px solid rgba(255, 255, 255, 0.06);
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  margin-top: var(--space-lg);
  color: rgba(255, 255, 255, 0.92);
  position: relative;
  overflow: hidden;
  box-shadow: 0 4px 24px rgba(10, 22, 40, 0.18);
}

.calc-callout::before,
.dmp-callout::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 100% 0%, rgba(124, 202, 192, 0.16), transparent 65%);
  pointer-events: none;
}

.calc-callout-eyebrow,
.dmp-callout-eyebrow {
  font-family: var(--font-sans);
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: var(--teal-300);
  margin-bottom: var(--space-sm);
  position: relative;
  font-weight: 600;
}

.calc-callout h3,
.dmp-callout h3 {
  font-family: var(--font-serif);
  font-size: var(--text-xl);
  font-weight: 700;
  color: #ffffff;
  line-height: 1.2;
  margin-bottom: var(--space-sm);
  position: relative;
}

.calc-callout h3 em,
.dmp-callout h3 em {
  color: var(--teal-300);
  font-style: normal;
}

.calc-callout-desc,
.dmp-callout-desc {
  font-size: var(--text-sm);
  color: rgba(255, 255, 255, 0.72);
  line-height: 1.55;
  margin-bottom: var(--space-md);
  position: relative;
}

/* Mini preview bars */
.calc-callout-preview,
.dmp-callout-preview {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: var(--space-md);
  position: relative;
}

.calc-callout-bar,
.dmp-callout-bar {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 11px;
  color: rgba(255, 255, 255, 0.65);
}

.calc-callout-bar-track,
.dmp-callout-bar-track {
  flex: 1;
  height: 6px;
  background: rgba(255, 255, 255, 0.08);
  border-radius: 100px;
  overflow: hidden;
}

.calc-callout-bar-fill,
.dmp-callout-bar-fill {
  height: 100%;
  border-radius: 100px;
}

/* Settlement bars: muted (full), teal (settled), bright teal (kept) */
.calc-callout-bar-fill.full {
  background: rgba(255, 255, 255, 0.22);
  width: 100%;
}

.calc-callout-bar-fill.settled {
  background: var(--teal-500);
  width: 48%;
}

.calc-callout-bar-fill.kept {
  background: var(--teal-300);
  width: 52%;
}

/* DMP bars: muted (current), teal (consolidated), bright teal (saved) */
.dmp-callout-bar-fill.current {
  background: rgba(255, 255, 255, 0.22);
  width: 100%;
}

.dmp-callout-bar-fill.consolidated {
  background: var(--teal-500);
  width: 42%;
}

.dmp-callout-bar-fill.saved {
  background: var(--teal-300);
  width: 58%;
}

.calc-callout-bar-label,
.dmp-callout-bar-label {
  width: 68px;
  text-align: right;
  flex-shrink: 0;
}

.calc-callout-bar-val,
.dmp-callout-bar-val {
  width: 56px;
  flex-shrink: 0;
  font-variant-numeric: tabular-nums;
  text-align: right;
  color: rgba(255, 255, 255, 0.85);
}

.calc-callout-saving,
.dmp-callout-saving {
  text-align: center;
  padding: var(--space-md) 0;
  margin-bottom: var(--space-md);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  position: relative;
}

.calc-callout-saving-label,
.dmp-callout-saving-label {
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: rgba(255, 255, 255, 0.5);
  margin-bottom: 6px;
}

.calc-callout-saving-val,
.dmp-callout-saving-val {
  font-family: var(--font-serif);
  font-size: 34px;
  font-weight: 700;
  color: var(--teal-300);
  line-height: 1;
  letter-spacing: -0.01em;
}

.calc-callout-btn,
.dmp-callout-btn {
  display: block;
  width: 100%;
  padding: 13px 16px;
  background: var(--teal-500);
  color: #ffffff;
  border: none;
  border-radius: var(--radius-sm);
  font-family: var(--font-sans);
  font-size: var(--text-sm);
  font-weight: 600;
  text-align: center;
  text-decoration: none;
  cursor: pointer;
  transition: background 0.15s, transform 0.15s;
  position: relative;
  letter-spacing: 0.01em;
}

.calc-callout-btn:hover,
.dmp-callout-btn:hover {
  background: var(--teal-600);
  color: #ffffff;
  text-decoration: none;
  transform: translateY(-1px);
}

/* ============================================
   Stats Section — Refined
   ============================================ */
.stats-bar {
  background: linear-gradient(135deg, var(--navy-950), var(--teal-900));
  padding: var(--space-2xl) 0;
  color: white;
  border-top: 1px solid rgba(255,255,255,0.05);
  border-bottom: 1px solid rgba(255,255,255,0.05);
}

.stats-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-lg);
  text-align: center;
}

.stat-item {
  padding: var(--space-md);
}

.stat-item h3 {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--teal-300);
  margin-bottom: var(--space-xs);
  font-family: var(--font-serif);
}

.stat-item p {
  color: rgba(255, 255, 255, 0.65);
  font-size: var(--text-sm);
  margin-bottom: 0;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 500;
}

/* ============================================
   Footer — Premium Dark
   ============================================ */
.site-footer {
  background: var(--navy-950);
  color: rgba(255, 255, 255, 0.65);
  padding: var(--space-4xl) 0 var(--space-xl);
  border-top: 3px solid var(--teal-600);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-2xl);
  margin-bottom: var(--space-2xl);
}

.footer-brand .logo {
  color: white;
  margin-bottom: var(--space-md);
}

.footer-brand .logo:hover {
  color: var(--teal-300);
}

.footer-brand p {
  font-size: var(--text-sm);
  max-width: 320px;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.5);
}

.footer-section h4 {
  color: white;
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: var(--space-md);
  font-weight: 700;
}

.footer-section ul {
  list-style: none;
}

.footer-section li {
  margin-bottom: 0.5rem;
}

.footer-section a {
  color: rgba(255, 255, 255, 0.5);
  font-size: var(--text-sm);
  transition: color var(--transition-fast);
  text-decoration: none;
}

.footer-section a:hover {
  color: var(--teal-300);
  text-decoration: none;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: var(--space-xl);
  text-align: center;
  font-size: var(--text-xs);
}

.footer-disclaimer {
  font-size: 0.6875rem;
  color: rgba(255, 255, 255, 0.3);
  max-width: 640px;
  margin: var(--space-md) auto 0;
  line-height: 1.65;
}

/* ============================================
   Section Headers — Centered Intros
   ============================================ */
.section-header {
  text-align: center;
  margin-bottom: var(--space-2xl);
  max-width: 640px;
  margin-left: auto;
  margin-right: auto;
}

.section-header h2 {
  margin-bottom: var(--space-sm);
  border: none;
  padding: 0;
}

.section-header p {
  color: var(--color-text-light);
  max-width: 600px;
  margin: 0 auto;
  font-size: 1.05rem;
  line-height: 1.7;
}

/* Left-aligned section header variant */
.section-header--left {
  text-align: left;
  margin-left: 0;
  margin-right: 0;
}

.section-header--left p {
  margin-left: 0;
}

/* ============================================
   Homepage — Hero
   ============================================ */
.hero--home {
  padding: var(--space-3xl) 0 var(--space-2xl);
  background: linear-gradient(170deg, var(--navy-950) 0%, var(--teal-900) 45%, var(--teal-700) 100%);
}

.hero--home .hero-home-content {
  max-width: 680px;
}

.hero-eyebrow {
  display: inline-block;
  font-family: var(--font-sans);
  font-size: var(--text-sm);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--teal-300);
  margin-bottom: var(--space-md);
  padding: 0.35rem 0.85rem;
  background: rgba(42, 157, 143, 0.15);
  border-radius: var(--radius-full);
  border: 1px solid rgba(42, 157, 143, 0.25);
}

.hero--home h1 {
  font-size: clamp(2rem, 5vw, 3.25rem);
  margin-bottom: var(--space-md);
  line-height: 1.15;
}

.hero-description {
  font-size: clamp(1rem, 2vw, 1.15rem);
  color: rgba(255, 255, 255, 0.75);
  line-height: 1.75;
  margin-bottom: var(--space-xl);
}

.hero-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.hero-pill {
  display: inline-block;
  padding: 0.5rem 1.1rem;
  border-radius: var(--radius-full);
  font-size: var(--text-sm);
  font-weight: 500;
  font-family: var(--font-sans);
  background: rgba(255, 255, 255, 0.12);
  color: white;
  border: 1px solid rgba(255, 255, 255, 0.2);
  text-decoration: none;
  transition: all var(--transition-fast);
}

.hero-pill:hover {
  background: rgba(255, 255, 255, 0.22);
  border-color: rgba(255, 255, 255, 0.35);
  color: white;
  text-decoration: none;
  transform: translateY(-1px);
}

.hero-pill--outline {
  background: transparent;
  border-color: rgba(255, 255, 255, 0.35);
  color: var(--teal-200);
}

.hero-pill--outline:hover {
  background: rgba(255, 255, 255, 0.08);
  color: white;
}

/* ============================================
   Homepage — Featured Guides
   ============================================ */
.featured-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-lg);
}

.featured-card {
  display: flex;
  flex-direction: column;
  background: white;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-card);
  overflow: hidden;
  text-decoration: none;
  color: inherit;
  transition: all var(--transition-base);
}

.featured-card:hover {
  box-shadow: var(--shadow-card-hover);
  transform: translateY(-3px);
  border-color: var(--teal-200);
  color: inherit;
  text-decoration: none;
}

.featured-card-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  padding: var(--space-lg) var(--space-xl) 0;
  width: 64px;
  height: 64px;
  margin: var(--space-lg) 0 0 var(--space-xl);
  background: var(--teal-50);
  border-radius: var(--radius-md);
}

.featured-card-body {
  padding: var(--space-md) var(--space-xl) var(--space-xl);
}

.featured-card-body h3 {
  font-family: var(--font-serif);
  font-size: 1.25rem;
  color: var(--color-heading);
  margin-bottom: var(--space-sm);
}

.featured-card-body p {
  color: var(--color-text);
  font-size: var(--text-sm);
  line-height: 1.7;
  margin-bottom: 0;
}

.featured-card-body .card-link {
  margin-top: var(--space-md);
}

/* ============================================
   Homepage — Steps
   ============================================ */
.steps-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-lg);
  counter-reset: steps;
}

.step-card {
  position: relative;
  padding: var(--space-xl) var(--space-xl) var(--space-xl) var(--space-xl);
  background: white;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-xs);
}

.step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: linear-gradient(145deg, var(--teal-500), var(--teal-700));
  color: white;
  font-family: var(--font-serif);
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: var(--space-md);
  box-shadow: 0 2px 4px rgba(13, 53, 48, 0.15);
}

.step-card h3 {
  font-family: var(--font-serif);
  font-size: 1.1rem;
  margin-bottom: var(--space-sm);
  color: var(--color-heading);
}

.step-card p {
  color: var(--color-text);
  font-size: var(--text-sm);
  line-height: 1.7;
  margin-bottom: 0;
}

/* ============================================
   Homepage — Trust Section
   ============================================ */
.trust-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-2xl);
}

.trust-content h2 {
  border: none;
  padding: 0;
  margin-top: 0;
}

.trust-content > p {
  font-size: 1.05rem;
  line-height: 1.8;
  color: var(--color-text);
  margin-bottom: var(--space-xl);
}

.trust-list {
  list-style: none;
  padding: 0;
}

.trust-list li {
  padding: var(--space-md) 0;
  border-bottom: 1px solid var(--color-border-light);
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.trust-list li:last-child {
  border-bottom: none;
}

.trust-list strong {
  font-family: var(--font-serif);
  font-size: 1rem;
  color: var(--color-heading);
}

.trust-list span {
  font-size: var(--text-sm);
  color: var(--color-text-light);
  line-height: 1.65;
}

.trust-resources h3 {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-text-light);
  margin-bottom: var(--space-md);
  font-weight: 700;
}

.resource-badges {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-sm);
}

.resource-badge {
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
  padding: var(--space-md);
  background: white;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  text-decoration: none;
  transition: all var(--transition-fast);
}

.resource-badge:hover {
  border-color: var(--teal-300);
  box-shadow: var(--shadow-sm);
  text-decoration: none;
}

.resource-badge strong {
  font-family: var(--font-sans);
  font-size: var(--text-sm);
  color: var(--color-primary);
  font-weight: 700;
}

.resource-badge span {
  font-size: var(--text-xs);
  color: var(--color-text-light);
  line-height: 1.4;
}

/* ============================================
   Homepage — Other
   ============================================ */
.card-grid--home {
  gap: var(--space-lg);
}

.info-section {
  background: var(--color-bg-warm);
  border-top: 1px solid var(--color-border-light);
  border-bottom: 1px solid var(--color-border-light);
}

/* ============================================
   Responsive Breakpoints
   ============================================ */

/* Tablet */
@media (min-width: 640px) {
  .card-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .stats-grid {
    grid-template-columns: repeat(4, 1fr);
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .hero {
    padding: var(--space-4xl) 0 var(--space-3xl);
  }

  .hero--home {
    padding: var(--space-3xl) 0 var(--space-2xl);
  }

  .featured-grid {
    grid-template-columns: 1fr;
  }

  .featured-card {
    flex-direction: row;
    align-items: stretch;
  }

  .featured-card-icon {
    margin: var(--space-xl) 0 0 var(--space-xl);
  }

  .steps-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .trust-grid {
    grid-template-columns: 1fr;
  }
}

/* Desktop */
@media (min-width: 1024px) {
  .nav-categories {
    display: block;
  }

  .nav-desktop {
    display: none;
  }

  .nav-toggle {
    display: none;
  }

  .card-grid {
    grid-template-columns: repeat(4, 1fr);
  }

  .content-page .container {
    grid-template-columns: 1fr 280px;
    gap: var(--space-3xl);
  }

  .content-sidebar {
    order: 1;
    /* Make the whole unified sidebar card sticky, not just the TOC.
       Top offset clears the sticky site-header (72px) plus the
       category nav row (~48px) plus a comfortable gap. */
    position: sticky;
    top: calc(var(--header-height) + 48px + var(--space-md));
    align-self: start;
    max-height: calc(100vh - var(--header-height) - 48px - var(--space-xl));
    overflow-y: auto;
    overflow-x: hidden;
    z-index: 1;
    /* Subtle scrollbar styling for overflow */
    scrollbar-width: thin;
    scrollbar-color: var(--gray-300) transparent;
  }

  .content-sidebar::-webkit-scrollbar {
    width: 6px;
  }

  .content-sidebar::-webkit-scrollbar-thumb {
    background: var(--gray-300);
    border-radius: 3px;
  }

  .content-sidebar::-webkit-scrollbar-thumb:hover {
    background: var(--gray-400);
  }

  /* Inner widget no longer needs its own sticky now that the wrapper
     handles it. */
  .sidebar-toc {
    position: static;
  }

  .footer-grid {
    grid-template-columns: 2fr 1fr 1fr 1fr;
  }

  .hero--page {
    padding: var(--space-3xl) 0 var(--space-2xl);
  }

  .hero--home {
    padding: var(--space-4xl) 0 var(--space-3xl);
  }

  .hero--home .hero-home-content {
    max-width: 720px;
  }

  .featured-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .featured-card {
    flex-direction: column;
  }

  .featured-card-icon {
    margin: var(--space-xl) 0 0 var(--space-xl);
  }

  .steps-grid {
    grid-template-columns: repeat(4, 1fr);
  }

  .trust-grid {
    grid-template-columns: 1.4fr 1fr;
    align-items: start;
    gap: var(--space-3xl);
  }
}

/* Large Desktop */
@media (min-width: 1280px) {
  .card-grid--home {
    grid-template-columns: repeat(4, 1fr);
  }

  .content-page .container {
    gap: var(--space-4xl);
  }
}

/* ============================================
   Print Styles
   ============================================ */
@media print {
  .site-header, .site-footer, .nav-toggle, .content-sidebar {
    display: none;
  }

  .hero {
    background: none;
    color: black;
    padding: var(--space-md) 0;
  }

  .hero h1, .hero p {
    color: black;
  }

  body {
    font-size: 12pt;
    line-height: 1.5;
  }
}

/* ============================================
   Accessibility
   ============================================ */
.skip-link {
  position: absolute;
  top: -100%;
  left: var(--space-md);
  background: var(--color-primary);
  color: white;
  padding: var(--space-sm) var(--space-md);
  border-radius: var(--radius-sm);
  z-index: 10000;
  font-weight: 600;
  font-family: var(--font-sans);
}

.skip-link:focus {
  top: var(--space-md);
}

:focus-visible {
  outline: 2px solid var(--color-primary);
  outline-offset: 2px;
}

/* ============================================
   HERO SPLIT LAYOUT & ILLUSTRATION
   ============================================ */

.hero--home {
  position: relative;
  overflow: hidden;
}

.hero-split {
  display: flex;
  align-items: center;
  gap: var(--space-2xl);
}

.hero-home-content {
  flex: 1 1 55%;
}

.hero-illustration {
  flex: 1 1 40%;
  display: none;
  justify-content: center;
  align-items: center;
}

@media (min-width: 1024px) {
  .hero-illustration {
    display: flex;
  }
}

.illustration-balance {
  width: 100%;
  max-width: 380px;
  height: auto;
  filter: drop-shadow(0 8px 32px rgba(0, 0, 0, 0.15));
}

/* ============================================
   FLOATING HERO SHAPES (background accents)
   ============================================ */

.hero-shapes {
  position: absolute;
  inset: 0;
  pointer-events: none;
  overflow: hidden;
}

.hero-shape {
  position: absolute;
  border-radius: 50%;
  opacity: 0.08;
}

.hero-shape--1 {
  width: 300px;
  height: 300px;
  background: var(--color-primary);
  top: -80px;
  right: -60px;
  animation: heroFloat 8s ease-in-out infinite;
}

.hero-shape--2 {
  width: 200px;
  height: 200px;
  background: #4db0a4;
  bottom: -40px;
  left: -40px;
  animation: heroFloat 10s ease-in-out infinite 2s;
}

.hero-shape--3 {
  width: 120px;
  height: 120px;
  background: #7ccac0;
  top: 40%;
  right: 20%;
  animation: heroFloat 7s ease-in-out infinite 1s;
}

.hero-shape--4 {
  width: 80px;
  height: 80px;
  background: var(--color-primary);
  bottom: 20%;
  left: 30%;
  animation: heroFloat 9s ease-in-out infinite 3s;
}

@keyframes heroFloat {
  0%, 100% { transform: translateY(0) scale(1); }
  50% { transform: translateY(-20px) scale(1.05); }
}

/* ============================================
   BALANCE SCALE ANIMATIONS
   ============================================ */

.balance-beam {
  animation: gentleTilt 4s ease-in-out infinite;
  transform-origin: 200px 194px;
}

@keyframes gentleTilt {
  0%, 100% { transform: rotate(3deg); }
  50% { transform: rotate(-2deg); }
}

/* Debt blocks pulse */
.debt-block {
  animation: debtPulse 3s ease-in-out infinite;
}

.debt-block--1 { animation-delay: 0s; }
.debt-block--2 { animation-delay: 0.4s; }
.debt-block--3 { animation-delay: 0.8s; }

@keyframes debtPulse {
  0%, 100% { opacity: 0.6; }
  50% { opacity: 0.35; }
}

/* Savings coins glow */
.savings-coin {
  animation: coinGlow 2.5s ease-in-out infinite;
}

.savings-coin--1 { animation-delay: 0s; }
.savings-coin--2 { animation-delay: 0.3s; }
.savings-coin--3 { animation-delay: 0.6s; }

@keyframes coinGlow {
  0%, 100% { opacity: 0.7; filter: brightness(1); }
  50% { opacity: 0.9; filter: brightness(1.3); }
}

/* Floating category icons */
.float-icon {
  animation: iconFloat 5s ease-in-out infinite;
}

.float-icon--1 { animation-delay: 0s; }
.float-icon--2 { animation-delay: 1.2s; }
.float-icon--3 { animation-delay: 2.4s; }
.float-icon--4 { animation-delay: 3.6s; }

@keyframes iconFloat {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

/* Arrows bounce */
.arrow-up {
  animation: arrowBounceUp 2s ease-in-out infinite;
}

.arrow-down {
  animation: arrowBounceDown 2s ease-in-out infinite 0.5s;
}

@keyframes arrowBounceUp {
  0%, 100% { transform: translateY(0); opacity: 0.6; }
  50% { transform: translateY(-6px); opacity: 1; }
}

@keyframes arrowBounceDown {
  0%, 100% { transform: translateY(0); opacity: 0.5; }
  50% { transform: translateY(6px); opacity: 0.8; }
}

/* ============================================
   SCROLL-TRIGGERED ANIMATIONS
   ============================================ */

.animate-on-scroll {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease-out, transform 0.6s ease-out;
}

.animate-on-scroll.is-visible {
  opacity: 1;
  transform: translateY(0);
}

/* Staggered entrance delays for cards in grids */
.featured-grid .animate-on-scroll:nth-child(1) { transition-delay: 0s; }
.featured-grid .animate-on-scroll:nth-child(2) { transition-delay: 0.12s; }
.featured-grid .animate-on-scroll:nth-child(3) { transition-delay: 0.24s; }

.card-grid--home .animate-on-scroll:nth-child(1) { transition-delay: 0s; }
.card-grid--home .animate-on-scroll:nth-child(2) { transition-delay: 0.08s; }
.card-grid--home .animate-on-scroll:nth-child(3) { transition-delay: 0.16s; }
.card-grid--home .animate-on-scroll:nth-child(4) { transition-delay: 0.24s; }
.card-grid--home .animate-on-scroll:nth-child(5) { transition-delay: 0.08s; }
.card-grid--home .animate-on-scroll:nth-child(6) { transition-delay: 0.16s; }
.card-grid--home .animate-on-scroll:nth-child(7) { transition-delay: 0.24s; }
.card-grid--home .animate-on-scroll:nth-child(8) { transition-delay: 0.32s; }

/* ============================================
   STAT COUNTER ANIMATION
   ============================================ */

.stat-item h3 {
  transition: opacity 0.4s ease;
}

.stats-bar.is-visible .stat-item {
  animation: statPop 0.5s ease-out both;
}

.stats-bar.is-visible .stat-item:nth-child(1) { animation-delay: 0s; }
.stats-bar.is-visible .stat-item:nth-child(2) { animation-delay: 0.15s; }
.stats-bar.is-visible .stat-item:nth-child(3) { animation-delay: 0.3s; }
.stats-bar.is-visible .stat-item:nth-child(4) { animation-delay: 0.45s; }

@keyframes statPop {
  0% { opacity: 0; transform: scale(0.8) translateY(10px); }
  70% { transform: scale(1.05) translateY(0); }
  100% { opacity: 1; transform: scale(1) translateY(0); }
}

/* ============================================
   STEP CARD ENTRANCE
   ============================================ */

.step-card {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.5s ease-out, transform 0.5s ease-out;
}

.steps-grid.is-visible .step-card {
  opacity: 1;
  transform: translateY(0);
}

.steps-grid.is-visible .step-card:nth-child(1) { transition-delay: 0s; }
.steps-grid.is-visible .step-card:nth-child(2) { transition-delay: 0.12s; }
.steps-grid.is-visible .step-card:nth-child(3) { transition-delay: 0.24s; }
.steps-grid.is-visible .step-card:nth-child(4) { transition-delay: 0.36s; }

/* ============================================
   REVIEW CARD COMPONENTS
   ============================================ */

.review-card {
  background: var(--color-bg);
  border: 1px solid var(--gray-200);
  border-radius: 10px;
  padding: 2rem;
  margin-bottom: 2rem;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
  transition: box-shadow 0.3s ease;
}

.review-card:hover {
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.1);
}

.review-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-bottom: 1.25rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--gray-200);
}

.review-header h3 {
  margin: 0;
  font-size: 1.35rem;
  color: var(--navy-950);
}

.review-badge {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  padding: 0.3em 0.85em;
  border-radius: 20px;
  white-space: nowrap;
  letter-spacing: 0.02em;
}

.review-badge--green {
  background: var(--green-100);
  color: var(--green-700);
  border: 1px solid var(--green-300);
}

.review-badge--yellow {
  background: #fef3c7;
  color: #92400e;
  border: 1px solid #fcd34d;
}

.review-badge--red {
  background: #fee2e2;
  color: #991b1b;
  border: 1px solid #fca5a5;
}

.review-facts {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 0.6rem 1.5rem;
  background: var(--gray-50);
  border-radius: 8px;
  padding: 1rem 1.25rem;
  margin-bottom: 1.25rem;
  font-size: 0.92rem;
}

.review-fact {
  color: var(--color-text);
  line-height: 1.5;
}

.review-fact strong {
  color: var(--navy-800);
}

.review-body {
  margin-bottom: 1.25rem;
}

.review-body p {
  margin-bottom: 0.75rem;
  line-height: 1.7;
}

.review-body p:last-child {
  margin-bottom: 0;
}

.review-pros-cons {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  margin-bottom: 1.25rem;
}

.review-pros,
.review-cons {
  padding: 1.25rem;
  border-radius: 8px;
}

.review-pros {
  background: var(--green-50);
  border-left: 3px solid var(--green-500);
}

.review-cons {
  background: #fef2f2;
  border-left: 3px solid #ef4444;
}

.review-pros h4,
.review-cons h4 {
  margin: 0 0 0.6rem 0;
  font-size: 0.95rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.review-pros h4 {
  color: var(--green-700);
}

.review-cons h4 {
  color: #991b1b;
}

.review-pros ul,
.review-cons ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.review-pros li,
.review-cons li {
  position: relative;
  padding-left: 1.4em;
  margin-bottom: 0.4rem;
  font-size: 0.92rem;
  line-height: 1.5;
}

.review-pros li::before {
  content: "+";
  position: absolute;
  left: 0;
  font-weight: 700;
  color: var(--green-500);
}

.review-cons li::before {
  content: "\2212";
  position: absolute;
  left: 0;
  font-weight: 700;
  color: #ef4444;
}

.review-sources {
  font-size: 0.85rem;
  color: var(--color-text-light);
  margin-bottom: 0;
  padding-top: 0.5rem;
  border-top: 1px solid var(--gray-100);
}

.review-sources a {
  color: var(--color-primary);
  text-decoration: underline;
  text-decoration-color: transparent;
  transition: text-decoration-color 0.2s ease;
}

.review-sources a:hover {
  text-decoration-color: var(--color-primary);
}

/* Logo placeholder */
.review-logo {
  width: 120px;
  height: 60px;
  border-radius: var(--radius-sm);
  border: 2px dashed var(--gray-300);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  color: var(--color-text-light);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  background: var(--gray-50);
  flex-shrink: 0;
}

.review-logo.has-logo {
  background: #ffffff;
  border: 1px solid var(--gray-200);
  padding: 4px;
}

.review-logo img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  border-radius: var(--radius-sm);
}

.review-header-left {
  display: flex;
  align-items: center;
  gap: 1rem;
}

/* Read Full Review button */
.review-cta {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  margin-top: 0.75rem;
  padding: 0.6rem 1.25rem;
  font-size: 0.9rem;
  font-weight: 600;
  color: white !important;
  background: var(--navy-950);
  border-radius: var(--radius-sm);
  text-decoration: none !important;
  transition: all var(--transition-fast);
}

.review-cta:hover {
  background: var(--color-primary);
  color: white !important;
  text-decoration: none !important;
  transform: translateY(-1px);
  box-shadow: 0 2px 8px rgba(42, 157, 143, 0.3);
}

.review-cta::after {
  content: " >";
  font-weight: 700;
}

/* Individual review page hero */
.review-page-hero {
  background: linear-gradient(135deg, var(--navy-950), var(--teal-900));
  padding: var(--space-2xl) 0;
  color: white;
}

.review-page-hero .container {
  display: flex;
  align-items: center;
  gap: var(--space-lg);
  flex-wrap: wrap;
}

.review-page-hero-logo {
  width: 160px;
  height: 80px;
  border-radius: var(--radius-md);
  border: 2px dashed rgba(255, 255, 255, 0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.5);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  background: rgba(255, 255, 255, 0.05);
  flex-shrink: 0;
}

.review-page-hero-logo.has-logo {
  background: #ffffff;
  border: none;
  padding: 8px;
}

.review-page-hero-logo img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  border-radius: var(--radius-md);
}

.review-page-hero h1 {
  font-size: clamp(1.5rem, 3.5vw, 2.2rem);
  margin-bottom: var(--space-xs);
  color: white;
}

.review-page-hero .review-badge {
  font-size: 0.85rem;
}

/* Individual review page sections */
.review-detail-section {
  margin-bottom: var(--space-xl);
}

.review-detail-section h2 {
  font-size: 1.4rem;
  color: var(--navy-950);
  margin-bottom: var(--space-md);
  padding-bottom: var(--space-xs);
  border-bottom: 2px solid var(--teal-200);
}

.review-detail-section h3 {
  font-size: 1.15rem;
  color: var(--navy-800);
  margin-bottom: var(--space-sm);
}

.review-detail-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1rem;
  margin-bottom: var(--space-md);
}

.review-detail-stat {
  background: var(--gray-50);
  border-radius: var(--radius-sm);
  padding: 1rem 1.25rem;
  border-left: 3px solid var(--teal-400);
}

.review-detail-stat .label {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-text-light);
  margin-bottom: 0.25rem;
}

.review-detail-stat .value {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--navy-950);
}

/* Back to reviews link */
.review-breadcrumb {
  font-size: var(--text-sm);
  color: rgba(255, 255, 255, 0.6);
  margin-bottom: var(--space-sm);
}

.review-breadcrumb a {
  color: var(--teal-300);
  text-decoration: none;
}

.review-breadcrumb a:hover {
  text-decoration: underline;
}

/* Comparison table on review pages */
.review-comparison-table {
  width: 100%;
  border-collapse: collapse;
  margin-bottom: var(--space-md);
  font-size: 0.92rem;
}

.review-comparison-table th,
.review-comparison-table td {
  padding: 0.75rem 1rem;
  text-align: left;
  border-bottom: 1px solid var(--gray-200);
}

.review-comparison-table th {
  background: var(--gray-50);
  font-weight: 600;
  color: var(--navy-800);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.03em;
}

.review-comparison-table tr:hover td {
  background: var(--teal-50);
}

/* ============================================
   FAQ ITEMS
   ============================================ */

.faq-item {
  padding: 1.5rem 0;
  border-bottom: 1px solid var(--gray-200);
}

.faq-item:first-child {
  padding-top: 0;
}

.faq-item:last-child {
  border-bottom: none;
}

.faq-item h3 {
  font-size: 1.1rem;
  color: var(--navy-950);
  margin: 0 0 0.6rem 0;
}

.faq-item p {
  margin: 0;
  line-height: 1.7;
}

/* ============================================
   REVIEW CARD RESPONSIVE
   ============================================ */

@media (max-width: 640px) {
  .review-card {
    padding: 1.25rem;
  }

  .review-header {
    flex-direction: column;
    align-items: flex-start;
  }

  .review-facts {
    grid-template-columns: 1fr;
  }

  .review-pros-cons {
    grid-template-columns: 1fr;
    gap: 1rem;
  }
}

/* Reduced motion */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }

  html {
    scroll-behavior: auto;
  }
}

/* ============================================
   Category Pills (debt-answers hub)
   ============================================ */

.category-pills {
  margin-bottom: var(--space-2xl);
}

.category-pills-header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: var(--space-md);
  gap: var(--space-md);
  flex-wrap: wrap;
}

.category-pills-header h2 {
  font-size: 1.15rem;
  margin: 0;
  color: var(--navy-950);
}

.category-pills-header .pill-count {
  color: var(--neutral-500);
  font-size: 0.9rem;
  font-weight: 400;
}

.category-pills-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-sm);
}

.category-pill {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: center;
  gap: 0.15rem;
  padding: 0.85rem 1rem;
  background: white;
  border: 1.5px solid var(--neutral-200);
  border-radius: var(--radius-md);
  color: var(--navy-950);
  text-decoration: none;
  font-weight: 600;
  font-size: 0.92rem;
  line-height: 1.25;
  transition: all 0.18s ease;
  min-height: 64px;
  text-align: left;
  position: relative;
}

.category-pill:hover,
.category-pill:focus-visible {
  border-color: var(--teal-500);
  background: var(--teal-50, #f0fdfa);
  color: var(--teal-700, #0f766e);
  transform: translateY(-1px);
  box-shadow: 0 4px 8px rgba(20, 184, 166, 0.12);
  outline: none;
}

.category-pill .pill-label {
  display: block;
  font-weight: 600;
}

.category-pill .pill-meta {
  display: block;
  color: var(--neutral-500);
  font-size: 0.78rem;
  font-weight: 500;
}

.category-pill:hover .pill-meta,
.category-pill:focus-visible .pill-meta {
  color: var(--teal-600, #0d9488);
}

/* Hidden pills (collapsed state) */
.category-pills-grid .category-pill.is-hidden {
  display: none;
}

.category-pills-grid.is-expanded .category-pill.is-hidden {
  display: flex;
  animation: pillFadeIn 0.25s ease-out;
}

@keyframes pillFadeIn {
  from { opacity: 0; transform: translateY(-4px); }
  to { opacity: 1; transform: translateY(0); }
}

.category-pills-toggle {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  margin-top: var(--space-md);
  padding: 0.6rem 1rem;
  background: white;
  border: 1.5px solid var(--neutral-200);
  border-radius: var(--radius-md);
  color: var(--navy-950);
  font-weight: 600;
  font-size: 0.9rem;
  cursor: pointer;
  transition: all 0.18s ease;
  font-family: inherit;
}

.category-pills-toggle:hover,
.category-pills-toggle:focus-visible {
  border-color: var(--teal-500);
  color: var(--teal-700, #0f766e);
  background: var(--teal-50, #f0fdfa);
  outline: none;
}

.category-pills-toggle .toggle-arrow {
  transition: transform 0.2s ease;
  font-size: 0.85rem;
}

.category-pills-toggle[aria-expanded="true"] .toggle-arrow {
  transform: rotate(180deg);
}

.category-pills-toggle[aria-expanded="true"] .toggle-text-collapsed,
.category-pills-toggle[aria-expanded="false"] .toggle-text-expanded {
  display: none;
}

/* Responsive: tablets */
@media (max-width: 900px) {
  .category-pills-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

/* Responsive: mobile */
@media (max-width: 640px) {
  .category-pills-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .category-pill {
    padding: 0.75rem 0.85rem;
    min-height: 60px;
    font-size: 0.88rem;
  }
  .category-pills-header h2 {
    font-size: 1.05rem;
  }
}

/* ============================================
   Inline Answers Box (top-level guides)
   ============================================ */

.answers-box {
  margin: var(--space-xl) 0;
  padding: var(--space-lg) var(--space-lg);
  background: linear-gradient(135deg, var(--teal-50, #f0fdfa) 0%, white 70%);
  border: 1.5px solid var(--teal-100, #ccfbf1);
  border-left: 4px solid var(--teal-500);
  border-radius: var(--radius-lg);
}

.answers-box-header {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  margin-bottom: var(--space-sm);
}

.answers-box-header h3 {
  margin: 0;
  font-size: 1.2rem;
  color: var(--navy-950);
}

.answers-box-icon {
  font-size: 1.4rem;
  line-height: 1;
}

.answers-box-intro {
  margin: 0 0 var(--space-md) 0;
  color: var(--neutral-600);
  font-size: 0.95rem;
}

.answers-box-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-sm);
}

.answers-box-item {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  padding: 0.75rem 0.9rem;
  background: white;
  border: 1px solid var(--neutral-200);
  border-radius: var(--radius-md);
  text-decoration: none;
  color: var(--navy-950);
  font-size: 0.92rem;
  font-weight: 500;
  line-height: 1.35;
  transition: all 0.18s ease;
}

.answers-box-item:hover,
.answers-box-item:focus-visible {
  border-color: var(--teal-500);
  background: var(--teal-50, #f0fdfa);
  color: var(--teal-700, #0f766e);
  transform: translateX(2px);
  outline: none;
}

.answers-box-item .answers-arrow {
  flex-shrink: 0;
  margin-top: 0.15rem;
  color: var(--teal-500);
  font-weight: 700;
}

.answers-box-cta {
  margin-top: var(--space-md);
  text-align: center;
}

.answers-box-cta a {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  color: var(--teal-700, #0f766e);
  font-weight: 600;
  font-size: 0.92rem;
  text-decoration: none;
}

.answers-box-cta a:hover {
  text-decoration: underline;
}

/* ============================================
   Sources Section
   ============================================ */

.sources-section {
  margin-top: var(--space-2xl);
  padding-top: var(--space-lg);
  border-top: 2px solid var(--neutral-200);
}

.sources-section h2 {
  font-size: 1.25rem;
  margin-bottom: var(--space-md);
  color: var(--navy-950);
}

.sources-section .sources-intro {
  font-size: 0.9rem;
  color: var(--neutral-600);
  margin-bottom: var(--space-md);
}

.sources-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 0.5rem;
}

.sources-list li {
  font-size: 0.88rem;
  line-height: 1.5;
  padding: 0.4rem 0;
  border-bottom: 1px solid var(--neutral-100, #f5f5f5);
}

.sources-list li:last-child {
  border-bottom: none;
}

.sources-list a {
  color: var(--teal-700, #0f766e);
  word-break: break-word;
}

@media (max-width: 640px) {
  .answers-box-grid {
    grid-template-columns: 1fr;
  }
  .answers-box {
    padding: var(--space-md);
  }
}